Buy the claim. Collect on commission. Advise on retainer.

Portfolio purchase

Outright acquisition of pools of non-performing UK commercial receivables — trade debt, asset-finance residuals, lease arrears, telecom and utility B2B exposures, professional-services receivables, judgement debt against trading companies. Priced from the data tape, settled in cash, no fee to the seller. Spot sales or forward-flow programmes.

Single-name acquisition

Confidential purchase of individual commercial claims, typically higher face value, restructured or contested. Documented as a bilateral assignment of debt under English or applicable UK law. NDA from first contact; no intermediated brokers in the negotiation.

Contingency collection

Where the seller wishes to retain ownership, the firm accepts third-party collection mandates against UK commercial obligors. Paid for in commission only, at the highest rate permissible under the underlying contract and English law for unregulated B2B engagements. Nothing is owed unless something is recovered.

Advisory on retainer

A small book of monthly retainer engagements for originators, corporate treasuries, insolvency practitioners and restructuring advisors who need sustained input. Scope is set in writing at outset. Intake is by application; the firm responds, accepts or declines. Success-fee structures are available only by exception.

Transaction principles

• Principal capital, contingency commission or written retainer — never all three on the same file
• Indicative pricing within a defined window of receiving a clean data tape
• Bilateral assignment, written mandate or signed retainer under English or applicable UK law
• Confidentiality from first contact; NDA available before any data is shared
• No consumer credit, no securities dealing, no banking activity